No crypto required. Here’s how debit card, bank transfer, and direct USDC deposits actually work on Polymarket today.
Fastest route
~5 min
Bank timing
1–3 days
Card fee
4.5%
US access
Waitlist
The key takeaway from this page
Three deposit routes with different speed, cost, and complexity
Via MoonPay
Fastest: ~5 minutes
Beginner-friendly
ACH via MoonPay or Coinbase Pay
Lower fees than card
Higher deposit limits
Takes 1–3 business days
Direct USDC on Polygon
Cheapest option
Gas: None from Polymarket (Polygon gas fees ~$0.01-$0.05 apply)
Requires existing USDC wallet
Additional fiat on-ramps: Coinbase Pay and Robinhood Connect can be linked directly in the Polymarket deposit flow.
The beginner-friendly route from USD to usable balance
Why the US rollout, market coverage, and funding experience differ from offshore Polymarket
🌍 Global Polymarket
🇺�� Polymarket US (Beta)
Polymarket operates two separate products: the global platform (for non-US users, full market coverage) and Polymarket US via QCX LLC (for US users, invite-only beta, sports contracts only as of March 2026). The US version does not yet offer expanded market categories — see usMarkets for current scope.
Access status: Invite-only / waitlist (rolling invitations, not fully public as of March 2026). Sports markets live for invited US users; other market categories (elections, financial, cultural) are listed as 'coming soon' in the app and are not yet available.
Know the exit path before you deposit
6 common questions answered
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